Free £10 Cash – Biscuit Bank Referral Link (Zopa)

Open a Biscuit Bank savings jar and get £10 free cash from Zopa.

Programme currently paused

Zopa paused the Biscuit Bank refer-a-friend programme in 2026. The £10 free cash bonus is not currently available via referral. The Biscuit account itself is still excellent (2% bill cashback, 7.10% Regular Saver) — we'll restore the referral link the moment Zopa reopens the programme.

This page is kept for reference. We'll restore the offer if Biscuit Bank reopens the programme.

Working alternatives:

  • Monzo — Looking for a working Monzo referral link? By joining Monzo today, you can unlock a mystery cash bonus of £20, £50 or £100 — the exact amount is revealed once you sign up and make your first card payment.
  • Revolut — Standard Revolut referral links are one-sided - only the referrer gets paid. We believe in fair play: sign up via our link and we'll give you 50% of whatever bonus we receive.
  • Trading212 — Get a guaranteed £25 cash reward when you join Trading 212 via referral link, order the free 212 Card, and make 3 purchases of £5 or more. Both the referrer and new user receive £25. Trading 212 has over 4 million UK users and offers commission-free stock and ETF trading with a free Stocks & Shares ISA.

About This Offer

Biscuit Bank is a savings feature inside the Zopa app. It lets you create named savings "jars" with competitive interest rates and instant access to your money.

Sign up with our referral link, deposit at least £10 into a Biscuit Bank jar, and Zopa will add £10 free cash to your account within a few days.

🍪 The Biscuit Bank Referral Deal

Get £10 Free Cash when you open a new account.

Verified May 2026 • 100% Free to Join

T&Cs apply. New customers only.

How to Use My Referral Link to Open a Biscuit Bank Account

Getting your £10 bonus is simple. The process takes less than 5 minutes. Follow these exact steps to ensure the referral link tracks correctly:

  • Click the referral link: Tap the green button above or click here to visit the Zopa/Biscuit promo page.
  • Download the Zopa App: You will be directed to the App Store or Google Play. Biscuit is an app-based bank account managed inside the Zopa app.
  • Select “Biscuit”: Once installed, choose to open an account. Look for the “Biscuit” current account option.
  • Verify Your ID: Complete the standard UK bank checks (photo ID and selfie). This protects your account and verifies you as a real person.
  • Get £10: Once your account is active, we’ll both earn £10. The cash is usually credited to your account instantly or within a few days.
  • New Customers Only: You must be new to Zopa/Biscuit to claim the new customers bonus.
  • Residency: You must be a UK resident aged 18+.
  • Verification: The bonus is triggered only after you successfully open a Biscuit bank account and pass ID checks.
  • No Deposit Required (Usually): Unlike other banks, this offer often does not require a minimum deposit or switch, just a genuine account opening. However, keeping the account active allows you to access the 7.10% Regular Saver.

Is Biscuit Bank safe?

Yes. Biscuit is a current account provided by Zopa Bank, which is a fully licensed UK bank. Your money is protected by the FSCS (Financial Services Compensation Scheme) up to £85,000.

Can I refer friends later?

Absolutely. Once you join, you can grab your own referral link to open accounts for friends. When you refer a friend, you can do exactly what we did: share the link, and account and we’ll both earn £10.

What is the “Biscuit” account?

It is Zopa’s everyday current account. It stands out because it pays 2% cashback on your Direct Debits (bills) and gives you access to a high-interest Regular Saver pot. It is completely free to open.

Related Guide

Want the full picture on combining this with other UK cashback tools? Our UK cashback stacking guide walks through the complete stack.

Compare digital banks

Biscuit works best paired with a current account — see where it fits in our Best Digital Bank UK guide.

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